Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

As a new card member it’s difficult to make assessme...

As a new card member it’s difficult to make assessments at the moment. But starting to use the card was simple and hassle free Reviewed on: 16th April 2026

Easy, fast, reliable, affordable

Easy, fast, reliable, affordable Reviewed on: 16th April 2026

Great customer service easy app straightforward

Great customer service easy app straightforward Reviewed on: 16th April 2026

Zopa’s service has been extremely helpful, solving q...

Zopa’s service has been extremely helpful, solving query’s and providing information sufficiently. Reviewed on: 16th April 2026

Good Credit Re-Builder

Such an easy process to apply for the credit card and help rebuild my credit score. The App has everything you need and easy to use. Reviewed on: 16th April 2026

Amazing Zopa

Best savings rate great customer service well worth the card Reviewed on: 16th April 2026

I like this app , I’m feel free my self because of Z...

I like this app , I’m feel free my self because of Zopa ‘s credit… the best is that they didn’t dedicate payment direct lot first they inform 2 days before that’s so Azaming ,,, Reviewed on: 16th April 2026

5 stars,

Great, very helpful easy to use, Reviewed on: 16th April 2026

The credit card came quickly never had any problems...

The credit card came quickly never had any problems and minimum payment is good Reviewed on: 16th April 2026

Excellent delivery and good customer service

Excellent delivery and good customer service Reviewed on: 16th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday credit cards
from Lloyds Bank 4.08 from 68 reviews
Credit card
from HSBC 3.56 from 129 reviews
Chrome Card
from Vanquis 4.08 from 8 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub