Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43457 reviews)

View other Zopa products

4.94

Based on 43,457 reviews, last reviewed 10th Mar 2026

154100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43457)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great customer service

Contacted customer service they sort out straight away found out it was a scam and I received a full refund. Reviewed on: 6th March 2026

Excellant customer service never had any complaints...

Excellant customer service never had any complaints at all Reviewed on: 6th March 2026

Zoom to Zopa

Excellent customer Support and a perfect experience when problem solving Reviewed on: 6th March 2026

Would recommend to family members and friends.

Would recommend to family members and friends. App brilliant to use Reviewed on: 6th March 2026

Life saver in times of need.

Zopa has been a Life saver in times of need Reviewed on: 6th March 2026

Zopa dopa!!!

Very easy to deal with they keep everything simple and straightforward Reviewed on: 6th March 2026

Just a great company don’t hassle you

Just a great company don’t hassle you Reviewed on: 6th March 2026

Quick application process and fast delivery of my card

Quick application process and fast delivery of my card Reviewed on: 6th March 2026

Happy with things so far any problems I know to cont...

Happy with things so far any problems I know to contact customer services Reviewed on: 6th March 2026

Just a great bank and a great alternative to my main...

Just a great bank and a great alternative to my main bank Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Credit Card
from NatWest 4.31 from 6 reviews
Black Diamond Visa
from Vanquis 4.79 from 9 reviews
Credit card
from ASDA Money 2.51 from 103 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1533 reviews
Current account
from Zopa 4.94 from 5936 reviews
Smart Saver
from Zopa 4.94 from 8039 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub