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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent customer service ,

Excellent customer service , very happy to use zopa credit card Reviewed on: 9th April 2024

Superb service and app is fabulous.

Superb service and app is fabulous. Reviewed on: 9th April 2024

Great service provider ,excellent credit card

Great service provider ,excellent credit card Reviewed on: 9th April 2024

Very easy to use and to access would definitely reco...

Very easy to use and to access would definitely recommend to my family and friends Reviewed on: 9th April 2024

Great service all round from start

Great service all round from start Reviewed on: 9th April 2024

Have a credit card and and received brilliant service

Have a credit card and and received brilliant service Reviewed on: 9th April 2024

It very easy to apply , I got my card in less than a...

It very easy to apply , I got my card in less than a week Reviewed on: 9th April 2024

Great customer service and good interest rates

Great customer service and good interest rates Reviewed on: 9th April 2024

good interest rates and rep...

Very good card with very good interest rates and repayment plan and not pushing to put your credit limit up Reviewed on: 9th April 2024

Solid, no nonsense

The app could use some UX improvements, but otherwise a solid no-nonsense credit card. Not had any problems with them. Payments are added on to the card instantly. Would recommend as a handy card to have as a backup in the wallet Reviewed on: 9th April 2024

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