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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Very easy to set up and helpful customer service

Very easy to set up and helpful customer service Reviewed on: 6th March 2024

Good for improving credit score when repaying funds...

Good for improving credit score when repaying funds available straight away no need to wait a few days for payment to appear Reviewed on: 6th March 2024

The fact that it keeps me informed about my usage an...

The fact that it keeps me informed about my usage and I can easily check my status on any of my devices at the touch of a button is a great help. Also being a pensioner it gives me just the right amount of credit Reviewed on: 6th March 2024

Good financial services

Excellent customer services at all time. Reviewed on: 6th March 2024

Good choice

Easy to deal with,the app is rest easy to use Reviewed on: 6th March 2024

Recommended service

Great service, easy application and range of products. Reviewed on: 6th March 2024

Great, I’m 57 and a techno dinosaur, however I found...

Great, I’m 57 and a techno dinosaur, however I found the application process and the online app user friendly Reviewed on: 6th March 2024

If credit a bit poor great help to get back on the l...

If credit a bit poor great help to get back on the ladder Reviewed on: 6th March 2024

Always easy...

Always contactable, always courteous and above all always takes time to listen. Reviewed on: 6th March 2024

Excellent credit card

It is an excellent credit card with accurate service I am very happy with them and 100% recommend it, I have had a customer since 2021 and I am very pleased to have this option, very reliable and secure. Reviewed on: 6th March 2024

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