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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

73% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Good choice

Easy to deal with,the app is rest easy to use Reviewed on: 6th March 2024

Recommended service

Great service, easy application and range of products. Reviewed on: 6th March 2024

Great, I’m 57 and a techno dinosaur, however I found...

Great, I’m 57 and a techno dinosaur, however I found the application process and the online app user friendly Reviewed on: 6th March 2024

If credit a bit poor great help to get back on the l...

If credit a bit poor great help to get back on the ladder Reviewed on: 6th March 2024

Always easy...

Always contactable, always courteous and above all always takes time to listen. Reviewed on: 6th March 2024

Excellent credit card

It is an excellent credit card with accurate service I am very happy with them and 100% recommend it, I have had a customer since 2021 and I am very pleased to have this option, very reliable and secure. Reviewed on: 6th March 2024

It has always been good I have not had a bad experie...

It has always been good I have not had a bad experience of Zopa Reviewed on: 6th March 2024

Low interest rate and friendly customer service

Low interest rate and friendly customer service Reviewed on: 6th March 2024

Excellent and flexible card

Very clear and prompt information regarding charges interest and billing information, great reminders in advance of upcoming payments and an excellent app Reviewed on: 6th March 2024

Great service highly recommended

Great service highly recommended Reviewed on: 6th March 2024

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