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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Easy to arrange the credit card and do the balance t...

Easy to arrange the credit card and do the balance transfer Reviewed on: 6th March 2024

Easy guides to spending.

Easy guides to spending. Easy to use abroad. No fees abroad. Reviewed on: 6th March 2024

It was very good and I am very happy

It was very good and I am very happy Reviewed on: 6th March 2024

Excellent service

Easy access with the app check balance pay on app all very easy to use Reviewed on: 6th March 2024

Excellent

Excellent very easy to use never had any problem Reviewed on: 6th March 2024

Zopa the best

The company sends me notifications before payment Reviewed on: 6th March 2024

Good survive best card easy to use.

Good survive best card easy to use.best card for bad cadite card. Reviewed on: 6th March 2024

Too notch company.

I had a very good experience openign an account. Everything was fast ans smooth. Reviewed on: 6th March 2024

It was simple and fast service.

It was simple and fast service. The just recently became a customer and the whole process was much better then other companies i used before. Reviewed on: 6th March 2024

Excellent to improve your credit history

Easy access to account online . excellent customers service highly recommended .it helped me when I need it. Helped my credit history goes up by regular payment . Reviewed on: 6th March 2024

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