Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

It has always been good I have not had a bad experie...

It has always been good I have not had a bad experience of Zopa Reviewed on: 6th March 2024

Low interest rate and friendly customer service

Low interest rate and friendly customer service Reviewed on: 6th March 2024

Excellent and flexible card

Very clear and prompt information regarding charges interest and billing information, great reminders in advance of upcoming payments and an excellent app Reviewed on: 6th March 2024

Great service highly recommended

Great service highly recommended Reviewed on: 6th March 2024

Easy to arrange the credit card and do the balance t...

Easy to arrange the credit card and do the balance transfer Reviewed on: 6th March 2024

Easy guides to spending.

Easy guides to spending. Easy to use abroad. No fees abroad. Reviewed on: 6th March 2024

It was very good and I am very happy

It was very good and I am very happy Reviewed on: 6th March 2024

Excellent service

Easy access with the app check balance pay on app all very easy to use Reviewed on: 6th March 2024

Excellent

Excellent very easy to use never had any problem Reviewed on: 6th March 2024

Zopa the best

The company sends me notifications before payment Reviewed on: 6th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Debenhams 4.14 from 15 reviews
Credit card
from The Co-operative Bank 3.46 from 37 reviews
Credit Card
from Ocean Finance 3.90 from 21 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub