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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa has help me get my credit rating back to how it...

Zopa has help me get my credit rating back to how it use to be Reviewed on: 6th March 2024

Best credit card to keep you on track with your money!

Easy to apply for a credit card, always keeps me up to date with my balance and reminders as to when and how much to pay each month. Reviewed on: 6th March 2024

Very convenient, app is easy to read and very easy t...

Very convenient, app is easy to read and very easy to use Reviewed on: 5th March 2024

Hassle free, easy to use app.

Hassle free, easy to use app. Accurate APR based on circumstances Reviewed on: 5th March 2024

Is the best bank and service,easy to use the card

Is the best bank and service,easy to use the card Reviewed on: 5th March 2024

This card is the best of its kind

This card is the best of its kind Reviewed on: 5th March 2024

Zopa was the only credit card company that was able...

Zopa was the only credit card company that was able to accept and offer me card amidst my bad credit rating, which reduced my bad credit level rating to better. Reviewed on: 5th March 2024

Only on Zopa.

When I pay extra money to my Zopa credit card it’s showing on available balance straight away..does not take 2 days to show.great. Reviewed on: 5th March 2024

Zopa credit cards

Very professional and easy to deal with and great rates Reviewed on: 5th March 2024

Moneytastic!

Their app is so easy to use, and transparent. Customer service is efficient, professional and timely. Tbh people, would not fault them. Thank you ZOPA! Reviewed on: 5th March 2024

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