Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Zopa is the best credit company they will not take m...

Zopa is the best credit company they will not take much more interest rate happy to use Reviewed on: 5th March 2024

Worth it

Reasonable interest rates. Great communication. Worth it Reviewed on: 5th March 2024

Very easy to deal with.

Very easy to deal with. The application process was quick. The interest rate was made clear from the start. I have recommended zopa to people that I know and they are considering applying as well. The credit limit I was awarded was higher than I thought I would be eligible for. Reviewed on: 5th March 2024

Easy application process, detailed simple to read on...

Easy application process, detailed simple to read online statements. Reviewed on: 5th March 2024

Good service and excellent very nice customer servic...

Good service and excellent very nice customer service will happy Reviewed on: 5th March 2024

Zopa has a good services with rapid response team...

Zopa has a good services with a rapid response team and delivery of credit card was super fast. Very informative and helpful with a good rate. I will recommend Zopa to anyone who is interested in growing their credit score. Reviewed on: 5th March 2024

Zopa credit card

Zopa is easy to appy and flexible to pay back. I love it. Reviewed on: 5th March 2024

Good card with good interest rate.

Good card with good interest rate. I will recommend this card for it's excellent values. Reviewed on: 5th March 2024

Wow, very impressive.

Wow, very impressive. Excellent credit card details. Just all round awesome Reviewed on: 5th March 2024

Great service

Great customer services, customer service agents always friendly and answer/ solve any query fast Reviewed on: 5th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Flex Purchase credit card
from Monzo 4.90 from 3185 reviews
Gold Card
from first direct 4.23 from 9 reviews
Classic Extra Card
from Capital One 4.08 from 6 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub