Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 12th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Upon applying for a credit card with Zopa. Upon applying for a credit card with Zopa. I was able to navigate around the website easily to apply for a credit card. Reviewed on: 12th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Helpful understanding

Very good on customer service very helpful with questions you asked help me when I find difficult situations very understanding Reviewed on: 5th March 2024

Great communication and fair interest rates

Great communication and fair interest rates Reviewed on: 5th March 2024

They are great in what they doing, the app has very...

They are great in what they doing, the app has very usefull features. Reviewed on: 5th March 2024

Very quick when I pay money it’s there instantly whe...

Very quick when I pay money it’s there instantly when they did have a problem it was resolved instantly and they kept me informed and updated very quicky and even credited my account to cover inconvenience Reviewed on: 5th March 2024

EASY and Time-saving!

Everything is very easy. A great customer experience. Reviewed on: 5th March 2024

Responsible lender

Responsible lender, easy to use and understand app. Reviewed on: 5th March 2024

Great credit card firm

Informed, personable, clear, fair, with great customer support. Reviewed on: 5th March 2024

There the best credit card out there they understand...

There the best credit card out there they understand and care for there customers Reviewed on: 5th March 2024

Excellent provider.

I was accepted even though my rating was not brilliant. I had another offer after I had used my card responsibly for seveal months, this was a great feeling of confidence in me and my use of my card. Customer service is excellent and easy to understand. I'd recommend this product to eberyone I know-and people that I don't!!! Reviewed on: 5th March 2024

Great to have easy to use.

Very easy to use app. Details of credit in plain English and very helpful. On line agents very knowledgeable and empowered to fix problems if needed. Reviewed on: 5th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Post Office 3.42 from 115 reviews
Zero Credit Card
from Santander 4.25 from 21 reviews
Purchase Credit Card
from Bank of Scotland 4.20 from 10 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub