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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Zopa credit card

Zopa is easy to appy and flexible to pay back. I love it. Reviewed on: 5th March 2024

Good card with good interest rate.

Good card with good interest rate. I will recommend this card for it's excellent values. Reviewed on: 5th March 2024

Wow, very impressive.

Wow, very impressive. Excellent credit card details. Just all round awesome Reviewed on: 5th March 2024

Great service

Great customer services, customer service agents always friendly and answer/ solve any query fast Reviewed on: 5th March 2024

Helpful understanding

Very good on customer service very helpful with questions you asked help me when I find difficult situations very understanding Reviewed on: 5th March 2024

Great communication and fair interest rates

Great communication and fair interest rates Reviewed on: 5th March 2024

They are great in what they doing, the app has very...

They are great in what they doing, the app has very usefull features. Reviewed on: 5th March 2024

Very quick when I pay money it’s there instantly whe...

Very quick when I pay money it’s there instantly when they did have a problem it was resolved instantly and they kept me informed and updated very quicky and even credited my account to cover inconvenience Reviewed on: 5th March 2024

EASY and Time-saving!

Everything is very easy. A great customer experience. Reviewed on: 5th March 2024

Responsible lender

Responsible lender, easy to use and understand app. Reviewed on: 5th March 2024

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