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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Great credit card firm

Informed, personable, clear, fair, with great customer support. Reviewed on: 5th March 2024

There the best credit card out there they understand...

There the best credit card out there they understand and care for there customers Reviewed on: 5th March 2024

Excellent provider.

I was accepted even though my rating was not brilliant. I had another offer after I had used my card responsibly for seveal months, this was a great feeling of confidence in me and my use of my card. Customer service is excellent and easy to understand. I'd recommend this product to eberyone I know-and people that I don't!!! Reviewed on: 5th March 2024

Great to have easy to use.

Very easy to use app. Details of credit in plain English and very helpful. On line agents very knowledgeable and empowered to fix problems if needed. Reviewed on: 5th March 2024

They really look after their customers.

They really look after their customers. Reviewed on: 5th March 2024

Good credit card and provide more information

Good credit card A good review is informative, honest and detailed. Here are a few tips for writing a review: Reviewed on: 5th March 2024

Very good

Great no issues and vet good customer service Reviewed on: 5th March 2024

My experience has been good with Zopa,they also have...

My experience has been good with Zopa,they also have a good customer service Reviewed on: 5th March 2024

Excellent cc good interest rate

Excellent cc good interest rate take payment on the correct date Reviewed on: 5th March 2024

I use the online App and it’s quick and easy, with m...

I use the online App and it’s quick and easy, with money support tips, it’s great. Reviewed on: 5th March 2024

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