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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43472 reviews)

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4.94

Based on 43,472 reviews, last reviewed 12th Mar 2026

154750% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I've been using zopa for some time now. I've been using zopa for some time now. Gives me peace of mind, goof rates, app wotks very well, easy to navigate through and control your spending a... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43472)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent service, rate and offers

Excellent service, rate and offers Reviewed on: 6th March 2026

great service, mobile banking works great

great service, mobile banking works great Reviewed on: 6th March 2026

Comfy card..

Zopa helped my credit score always respond to any inquiry and is easy to monouver the website. Reviewed on: 6th March 2026

Zopa is Proper

Great service everything is clear and helpful when you need it most Reviewed on: 6th March 2026

Good for using abroad.

Good for using abroad. No problems Reviewed on: 6th March 2026

Excellent service quality all round very happy I sig...

Excellent service quality all round very happy I signed up and a handy addition to my credit card and easy navigate app Reviewed on: 6th March 2026

The best credit card i have.

The best credit card i have.easy to use,. Reviewed on: 6th March 2026

Very easy to apply.

Very easy to apply. Great customer service Reviewed on: 6th March 2026

Amazing company

Very quick at decisions and staff are always very friendly and helpful Reviewed on: 6th March 2026

Very straightforward process and clear terms and con...

Very straightforward process and clear terms and conditions Reviewed on: 6th March 2026

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