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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great card

Good app, good customer service, accepted everywhere and a decent rate for credit building which is what I am using it for - every interaction I have had with them is positive and I have a sensible credit limit Reviewed on: 5th March 2024

Great customer care and I found it easy applying for...

Great customer care and I found it easy applying for a card Reviewed on: 5th March 2024

They was quick and theirs costumer service professio...

They was quick and theirs costumer service professional Reviewed on: 5th March 2024

Very happy with my credit card, easy to apply, easy...

Very happy with my credit card, easy to apply, easy communication, very easy app to use Reviewed on: 5th March 2024

Zopa are a great company to deal with.

Zopa are a great company to deal with. they are always happy to help Reviewed on: 5th March 2024

The best credit card I have

s easy and the acceptance was timely. This is important for new customers. The app is the best. I love the way the Balance Transfer is separated from the retail figures. This is unusual and highly recommendable. I think Zopa take the lead in the credit card market, especially for poorer people whom others do not consider. Reviewed on: 5th March 2024

Super anything else.

Super anything else.very quick service. Reviewed on: 5th March 2024

Zopa offer so much.

Zopa offer so much. Helped me to improve my credit rating Reviewed on: 5th March 2024

goo easy process, good customer service

goo easy process, good customer service Reviewed on: 5th March 2024

All good at the moment no problems to report

All good at the moment no problems to report Reviewed on: 5th March 2024

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