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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great card

Great credit card always well informed and excellent services Reviewed on: 5th March 2024

Fantastic service

Zopa provide fantastic service, especially for those wanting to build their credit rating. Clear concise charges & fees, easy to read contracts & terms. Everything made simple Reviewed on: 5th March 2024

Always been a really easy system to use.

Always been a really easy system to use. I love that you can link bank accounts and keep a track of everything. I’ve spoken to customer service once only and it was a pleasant experience with my small issue solved in moments. Reviewed on: 5th March 2024

Credit experience

I have had the best experience using my card Reviewed on: 5th March 2024

Very good even though i have bad credits

Very good even though i have bad credits Reviewed on: 5th March 2024

easy to use excellant customer service

easy to use excellant customer service Reviewed on: 5th March 2024

Very good and nice company thanx for zopa

Very good and nice company thanx for zopa Reviewed on: 5th March 2024

Great credit card, easy and convent to use!

Great credit card, easy and convent to use! Also app is fantastic!!! Reviewed on: 5th March 2024

Never had any issues, very Informative.

Never had any issues, very Informative. Keeps in touch with Information Reviewed on: 5th March 2024

Fabulous

I was accepted after being turned down else where. I've had the apportunityto talk to customer services and they were absolutely first class. Reviewed on: 5th March 2024

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