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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Simply the best

A great institution that relies on simplicity to achieve tremendous performance Reviewed on: 7th March 2026

App rating

Regular updates app use good statement remibders Reviewed on: 7th March 2026

Always find them straightforward to use and helpful...

Always find them straightforward to use and helpful easy to use app Reviewed on: 7th March 2026

Fast easy payments.

Fast easy payments. Some one on the end of the phone when you have a problem. Reviewed on: 7th March 2026

Great customer support friendly staff and great comm...

Great customer support friendly staff and great communication Reviewed on: 7th March 2026

Excellent service, given me another chance to build...

Excellent service, given me another chance to build my credit Reviewed on: 7th March 2026

Quick & Easy Loan Process

Loan process is quick and easy , ZOPA also like to make sure all is well with your application and your not under any pressure to take out a loan Reviewed on: 7th March 2026

Always on other end of phone to help I had a transac...

Always on other end of phone to help I had a transaction I didn’t recognize and it was sorted straight away Reviewed on: 7th March 2026

Easy to access no stress very handy when you need...

Easy to access no stress very handy when you need it Reviewed on: 7th March 2026

It has been easy from start to finish with Zopa.

It has been easy from start to finish with Zopa. The application, getting the card and payments. Very easy. Reviewed on: 7th March 2026

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