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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43472 reviews)

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4.94

Based on 43,472 reviews, last reviewed 12th Mar 2026

154750% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I've been using zopa for some time now. I've been using zopa for some time now. Gives me peace of mind, goof rates, app wotks very well, easy to navigate through and control your spending a... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43472)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Does what it says clear payment details you know exa...

Does what it says clear payment details you know exactly where you are with the great aoo Reviewed on: 6th March 2026

Brilliant

Life changing experience. Friendly, supportive, fair. Reviewed on: 6th March 2026

Most high street lenders offer more competitive rates

Most high street lenders offer more competitive rates Reviewed on: 6th March 2026

So easy to apply very polite and helpful staff

So easy to apply very polite and helpful staff Reviewed on: 6th March 2026

Ideal service for building credit rating

Ideal service for building credit rating Reviewed on: 6th March 2026

Very simple and easy to use, great options for build...

Very simple and easy to use, great options for building credit score and can really cater products to suit your needs whilst still ensuring you aren’t spending above your means and that your borrowing is manageable! Reviewed on: 6th March 2026

Great service

Very helpful and sort your matters out Reviewed on: 6th March 2026

Great company

Great company great customer contact Reviewed on: 6th March 2026

Great Company

Zopa are a great company and I have always been extremely impressed with their credit card and customer service. Would highly recommend Reviewed on: 6th March 2026

It was simple and straightforward and took minutes t...

It was simple and straightforward and took minutes to complete. Reviewed on: 6th March 2026

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