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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I have not had any issues with Zopa the card is easy...

I have not had any issues with Zopa the card is easy to use and the app is easy to log into. I have only called customer service once Reviewed on: 5th March 2024

Greg Greg

she is great, she helped me with many problems and she is perfect Reviewed on: 5th March 2024

supper zopa

i am verry happy with zopa as yhe app is simple to use and speedy once you pay your ccbill it shows in no time on the app Reviewed on: 5th March 2024

Easy application and quick decision

Easy application and quick decision Reviewed on: 5th March 2024

Amazing Credit Card providing great service

Zoos have been amazing and made everything so easy when it comes to managing my credit card. Reviewed on: 5th March 2024

Easy to apply and understand.

Easy to apply and understand. Zopa explain everything very carefully and make sure that you understand everything Reviewed on: 5th March 2024

Perfect customer service and excellent product

Perfect customer service and excellent product Reviewed on: 5th March 2024

Great product and helped my credit rating

Great product and helped my credit rating Reviewed on: 5th March 2024

Great Credit card

Never had any issues with Zopa and provide what I need Reviewed on: 5th March 2024

Excellent service

Never had any issues with them. The cash is there when i need it and its one of for me at least one of the cheapest lenders out there. Im also thinking of using car finance option for my next car. I just have to find it. Reviewed on: 5th March 2024

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