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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Brilliant Service.

Very professional and friendly, it seems like nothing is too much Reviewed on: 5th March 2024

Its been a fantastic experience the app is very usef...

Its been a fantastic experience the app is very useful in managing my card Reviewed on: 5th March 2024

Using your credit card is very easy and simple

Using your credit card is very easy and simple Reviewed on: 5th March 2024

Great app ever

The app is really easy to use and advises on the insight of what needed funding to improve one's credit ratings. Reviewed on: 5th March 2024

Best card ever

Fast, easy and efficient and all together excellent and I recommend it highly Reviewed on: 5th March 2024

Excellent communication from the customer service team.

Excellent communication from the customer service team. Reviewed on: 5th March 2024

My card experience

Initial application was very easy and clear, good credit limit applied, clear and concise statements at a glance. Easy to access details, spending etc. Help and advice always available Reviewed on: 5th March 2024

Helped me get a credit card when others wouldn’t!

Helped me get a credit card when others wouldn’t! Support me with payments etc Reviewed on: 5th March 2024

Great app nice staff

Great app does it all but if not they are always quick to get back to you and when they do they are more than reasonable. Reviewed on: 5th March 2024

Perfection

I love everything with this credit card and the customer service I love 100%. Reviewed on: 5th March 2024

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