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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Easy to deal with and accessible app that is easy to...

Easy to deal with and accessible app that is easy to use Reviewed on: 5th March 2024

Find Zopa very good for my needs

Find Zopa very good for my needs Reviewed on: 5th March 2024

Great service and customer care.

Great service and customer care. Easy to use app friendly and easy ways to pay. Reviewed on: 5th March 2024

I've a few credit cards but Zopa relly concerns the...

I've a few credit cards but Zopa relly concerns the customers paying daily interests by withdrawal cash. Whenever I check the balance, there is a massage to advice me to settle the cash advance ASAP to avoid paying daily interests. Although Zopa will make money from the customers paying interests but still giving us a friendly advice. As a customer, I'm touched.the Reviewed on: 5th March 2024

Simple easy and clear - great user experience and th...

Simple easy and clear - great user experience and the card colour is super cool. Would highly recommend to anyone as the app is great, and application was so simple. Reviewed on: 5th March 2024

Never had a issue .

Never had a issue . The customer service is excellent and they always try to help u Reviewed on: 5th March 2024

Outstanding company very professional I’m so pleased...

Outstanding company very professional I’m so pleased I took out an account with Zopa they are so help full with organising all aspects of financial help not just one of your box standard credit card company’s Reviewed on: 5th March 2024

It's been great so far.

It's been great so far. Very easy to apply and approval was very fast as well. Reviewed on: 5th March 2024

Hassle free and professional, a service second to none.

Hassle free and professional, a service second to none. Reviewed on: 5th March 2024

Zopa has helped through the high lost of living to b...

Zopa has helped through the high lost of living to be able to provide daily food shopping for my family Reviewed on: 5th March 2024

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