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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Good offer for people trying to build a better credi...

Good offer for people trying to build a better credit score Reviewed on: 5th March 2024

Good customer service easy app to use

Good customer service easy app to use Reviewed on: 5th March 2024

Easy to apply for credit card ...

Easy to apply for credit card and the after service is great Reviewed on: 5th March 2024

Excellent customer service

Easy application when applying for a credit card, online support when I needed help. Reviewed on: 5th March 2024

Excellent company, easy to use website, everything e...

Excellent company, easy to use website, everything explained in plain,easy to understand terms, consistent support Reviewed on: 5th March 2024

Excellent credit card

Hi there, very good service I like zopa credit card maney time I am using no extra charge. Reviewed on: 5th March 2024

Cannot fault anything very good and really happy and...

Cannot fault anything very good and really happy and would tell my friends that it's worth useing Zopa Reviewed on: 5th March 2024

From start to finish excellent service app easy to...

From start to finish excellent service app easy to use informative Reviewed on: 5th March 2024

Helpful during tough times.

Helpful during tough times. Zopa interface is easy to understand. Reviewed on: 5th March 2024

Great customer service great understanding of person...

Great customer service great understanding of personal circumstances great flexibility Reviewed on: 5th March 2024

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