Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Zopa app.

Zopa has a very easy app easy to maje payments and its easy to understant the app Reviewed on: 5th March 2024

Best credit card around

Brilliant customer service. Just received my replacement card and followed the easy instructions on how to get it started up. They are so understanding when you need to call them and can’t do enough for you. Would absolutely recommend Zopa! Reviewed on: 5th March 2024

I got my credit card very quickly.

I got my credit card very quickly. Reviewed on: 5th March 2024

Very good I was very happy with the Credit card and...

Very good I was very happy with the Credit card and the very friendly thank you Reviewed on: 5th March 2024

The Best Card For United Kingdom.

Its ok evrything its perfect very good staff help people old Time Answer for my question Reviewed on: 5th March 2024

They have been easy to work with with people friendl...

They have been easy to work with with people friendly customer service and apps Reviewed on: 5th March 2024

Zopa are a great company and their services are stra...

Zopa are a great company and their services are straight forward and easy to use Reviewed on: 5th March 2024

easy company to deal with and quick decisions over e...

easy company to deal with and quick decisions over eligibility Reviewed on: 5th March 2024

Really easy to apply for a credit card and received...

Really easy to apply for a credit card and received it very quickly . Great item to have ,and excellent customer service .. Reviewed on: 5th March 2024

Great support

When I needed help, Zopa were very flexible and sympathetic. Their support was invaluable. Reviewed on: 5th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Zempler Bank 4.83 from 5819 reviews
Credit card
from PayPal 4.66 from 125 reviews
Platinum credit cards
from Barclaycard 4.14 from 335 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub