Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Great support

When I needed help, Zopa were very flexible and sympathetic. Their support was invaluable. Reviewed on: 5th March 2024

Customer needs

Zopa always considers affordability to ensure the customer does get into debt they cannot control. Reviewed on: 5th March 2024

Just love the credit card and always there when I ne...

Just love the credit card and always there when I need it Reviewed on: 5th March 2024

As someone with bad credit I have managed this accou...

As someone with bad credit I have managed this account easily. No silly increases I know exactly what I have and when I can use it Reviewed on: 5th March 2024

Excellent from point of application to now.

Excellent from point of application to now. Helpful friendly staff. Easy to use app Reviewed on: 5th March 2024

Very good and very responsive

Very good and very responsive.protencial attitudes Reviewed on: 5th March 2024

good start i’m happy and easy to apply credit card

good start i’m happy and easy to apply credit card Reviewed on: 5th March 2024

Madagascar

When I was in Madagascar last week I sent you a msg saying my card was not working and you suggested I change my location on my phone and it worked,I never thought about doing that ,thank you Reviewed on: 5th March 2024

my credit.

not giving enough credit. not increase my credit past 8 months Reviewed on: 5th March 2024

I have never had a problem with them

I have never had a problem with them Reviewed on: 5th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from ASDA Money 3.26 from 111 reviews
Clarity credit card
from Halifax 3.61 from 271 reviews
Purchase Credit Card
from Bank of Scotland 4.20 from 10 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub