Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Fabulous

Always amazing communication and fantastic rates. Am very happy with Zopa. Reviewed on: 5th March 2024

My Zopa Key

Easy application process with no hassle. The card is accepted everywhere and secure purchasing. Reviewed on: 5th March 2024

Very easy to deal with as a company.

Very easy to deal with as a company. Good products and help those which other companies don’t. Reviewed on: 5th March 2024

Friendly, helpful.

Friendly, helpful. A great addition to any wallet. Reviewed on: 5th March 2024

Customer service is 100% they very helpful in making...

Customer service is 100% they very helpful in making payment the online service is very good Reviewed on: 5th March 2024

Good choice.

I am a new customer since few months and every thing so far going good.Best thing is to get everything on line is nice option.No wait and we are on the point where you need to be. Reviewed on: 5th March 2024

Very helpful friendly understanding staff who goes...

Very helpful friendly understanding staff who goes extra mile Reviewed on: 5th March 2024

Good so far

Good do far!Interest free when full balance is paid at the end of the month. Reviewed on: 5th March 2024

ZOPA HAS EXCELLENT SERVICES , TIMELY COMMUNICATION A...

ZOPA HAS EXCELLENT SERVICES , TIMELY COMMUNICATION AND UPDATED INFORMATION Reviewed on: 5th March 2024

Simply excellent and amazing - great rates and service

Simply excellent and amazing - great rates and service Reviewed on: 5th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Rewards Credit Card
from Lloyds Bank 4.16 from 60 reviews
Purchase Credit Card
from Bank of Scotland 4.20 from 10 reviews
Everyday Credit Card
from Creation 4.03 from 22 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub