Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Easy to apply the app is straightforward no hassle.

Easy to apply the app is straightforward no hassle. Low credit balance to start you off. Reviewed on: 5th March 2024

I find Zopa really good helpful fast and friendly ,...

I find Zopa really good helpful fast and friendly , great communication and security wise amazing highly recommend . Reviewed on: 5th March 2024

Happy with product , would recommend

Happy with product , would recommend Reviewed on: 5th March 2024

I found your credit card app was easy to use, The c...

I found your credit card app was easy to use, The customer care team listened to me and acted very quickly on my problem Reviewed on: 5th March 2024

I have always received great support from zopa.

I have always received great support from zopa.They have always told me about my account. Reviewed on: 5th March 2024

Fantastic experience easy to understand and helpful...

Fantastic experience easy to understand and helpful team Reviewed on: 5th March 2024

Reliable and efficient ,you trust their credit anyti...

Reliable and efficient ,you trust their credit anytime anywhere Reviewed on: 5th March 2024

Excellent service.

Excellent service. Haven't got any issues whatsoever. Everything is straight forward. And I Highly recommend to everyone. Reviewed on: 5th March 2024

Life saving to my family

They have helped me out in a big way I’m married with 3 kids with only one wage coming in and my credit card helps Reviewed on: 5th March 2024

All good and easy app to use which helps

All good and easy app to use which helps Reviewed on: 5th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday spending credit cards
from Halifax 4.33 from 75 reviews
Credit card
from first direct 4.22 from 27 reviews
Clear Rate Platinum Credit Card
from NatWest 3.98 from 21 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub