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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43457 reviews)

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4.94

Based on 43,457 reviews, last reviewed 10th Mar 2026

154100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43457)

Review of the Zopa, Credit card:

Zopa Credit Card

A great card to use but best of all they keep you informed of your spending straight away with an easy to use app Reviewed on: 26th January 2022

Zoopa helps me stay tracked of my finances and the c...

Zoopa helps me stay tracked of my finances and the customer service is superb. The interest rate is not draining too. Reviewed on: 6th March 2026

My experience with Zopa has been good

My experience with Zopa has been good Reviewed on: 6th March 2026

The app is so easy to use and it provides everything...

The app is so easy to use and it provides everything you need Reviewed on: 6th March 2026

Great service and gives people a chance with poor cr...

Great service and gives people a chance with poor credit Reviewed on: 6th March 2026

Top Service

the service has been excellent , especially the communication and use of my card Reviewed on: 6th March 2026

Very easy apply for card, and good to have

Very easy apply for card, and good to have Reviewed on: 6th March 2026

Very easy to apply for and easy to use and undaersta...

Very easy to apply for and easy to use and undaerstand tte payments Reviewed on: 6th March 2026

Fantastic very good I found it very helpful

Fantastic very good I found it very helpful Reviewed on: 6th March 2026

Can’t fault this company at all, have a credit card,...

Can’t fault this company at all, have a credit card, car finance & a loan, nice & easy to sort with these guys Reviewed on: 6th March 2026

Can’t complain about anything customer service very...

Can’t complain about anything customer service very helpful all is very easy to use would recommend Reviewed on: 6th March 2026

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