Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Applying for a credit card with decent limit was str...

Applying for a credit card with decent limit was straightforward. I would definitely recommend. Reviewed on: 5th March 2024

2 accounts 1 love

Great offer of 2 seperate accounts 1 balance transfers and other credit made simple and easy Reviewed on: 5th March 2024

Great experience all round with zopa!

Great experience all round with zopa! My favourite card to use by far! Reviewed on: 5th March 2024

Just a great acquisition experience.. Recommended.

Just a great acquisition experience. Recommended. Reviewed on: 5th March 2024

Fantastic service very easy to apply and use

Fantastic service very easy to apply and use Reviewed on: 5th March 2024

Great customer service and support

Since being with Zopa I have not experienced any problems. The customer service has been very good and helpful. I would definitely recommend Zopa to my friends and family. I look forward to seeing what the future holds Reviewed on: 5th March 2024

Very quick and efficient and I like the main dashboa...

Very quick and efficient and I like the main dashboard when you log in Reviewed on: 5th March 2024

Easy friendly mobile app.

Easy friendly mobile app. Great customer service. Genereous balance transfer. Reviewed on: 5th March 2024

App is great and always kept up to date with where y...

App is great and always kept up to date with where your finances are Reviewed on: 5th March 2024

Very good experience easy to use and very useful

Very good experience easy to use and very useful Reviewed on: 5th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday Credit Card
from Creation 4.03 from 22 reviews
Cashback Plus Credit Card
from RBS 4.08 from 8 reviews
Cashback Plus Credit Card
from NatWest 4.50 from 68 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub