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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Simple to apply happy with service

Simple to apply happy with service Reviewed on: 5th March 2024

Satisfied

Satisfied with the service and will recommend to more people Reviewed on: 5th March 2024

Great service and a realistic Apr rate

Great service and a realistic Apr rate Reviewed on: 5th March 2024

Satisfied customer

From initial set up they have been really helpful and assisted with any of my enquiries Reviewed on: 5th March 2024

Used customer chat very professional and tailored my...

Used customer chat very professional and tailored my needs to enquiry solutions Reviewed on: 5th March 2024

Simple to get going

I only opened my account some seven months ago. Formalities were straight forward and it was easy to open the account. I can access the account both online and via the App. Reviewed on: 5th March 2024

Best of the best

Kept up to date with my card and usage. Reviewed on: 5th March 2024

Very easy app and service, friendly staff when called

Very easy app and service, friendly staff when called Reviewed on: 5th March 2024

Fast response times and responsible lender

Fast response time and responsible lender Reviewed on: 5th March 2024

Keep you informed all the time

Had excellent service and always kept in touch for my balance and direct debit Reviewed on: 5th March 2024

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