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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great card great customer support

Great card great customer support Reviewed on: 5th March 2024

Great customer service, easy to use App and payment...

Great customer service, easy to use App and payment reminders are excellent, cam not fault Zopa at all, they Care for their customes. Reviewed on: 5th March 2024

Great application process.

Great application process. Modern easy to use app. Reviewed on: 5th March 2024

Very good.

Good. The communications is excellent Reviewed on: 5th March 2024

Was easy from start to finish and the app is very us...

Was easy from start to finish and the app is very user friendly Reviewed on: 5th March 2024

Been a smooth journey so far and reliable

Been a smooth journey so far and reliable Reviewed on: 5th March 2024

Excellent from start to finish would definitely reco...

Excellent from start to finish would definitely recommend to others Reviewed on: 5th March 2024

They are amazing and sensitive to their customer's n...

They are amazing and sensitive to their customer's needs in every possible way. Reviewed on: 5th March 2024

Excellent customer service and a extremely good app

Excellent customer service and a extremely good app Reviewed on: 5th March 2024

Good customer service and polite staff.

Good customer service and polite staff. App very easy to negotiate. Reviewed on: 5th March 2024

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