Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Using the card and the app are so easy to use and al...

Using the card and the app are so easy to use and all the information i need is on my phone app , Reviewed on: 5th March 2024

Always there for me.

They have always been very user friendly and helpful Reviewed on: 5th March 2024

Customer service always very helpful every time I’ve...

Customer service always very helpful every time I’ve interacted with them Reviewed on: 5th March 2024

Very easy to use

App is very easy to use, applying for credit card was easy as well. Reviewed on: 5th March 2024

Willing to provide me with credit when others refuse...

Willing to provide me with credit when others refused, and the relationship has been positive since Reviewed on: 5th March 2024

I have always found customer service very helpful an...

I have always found customer service very helpful and The app is really easy to use I find tools really helpful and helps me keep my credit score healthy its so easy to make payments Reviewed on: 5th March 2024

Credit experience

Credit were needed at good repayments on APR will be staying with Zopa. Reviewed on: 5th March 2024

Very helpful understanding and communication was exc...

Very helpful understanding and communication was excellent Reviewed on: 5th March 2024

Great service, quick response and no problems

Great service, quick response and no problems Reviewed on: 5th March 2024

Excellent service.

Excellent service, friendly staff!! Reviewed on: 5th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Overpay
from Incredible 4.19 from 5 reviews
Platinum credit cards
from Barclaycard 4.12 from 335 reviews
Avios Rewards Credit Card
from Lloyds Bank 4.16 from 60 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub