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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Fab credit card

Easy app good customer service fair rates Reviewed on: 5th March 2024

Very good service is easy to use and very quick deci...

Very good service is easy to use and very quick decisions Reviewed on: 5th March 2024

Zopa helped me out when I needed it most even though...

Zopa helped me out when I needed it most even though I didn't have the greatest credit score, it was easy to apply and a quick decision was received, also the app is very easy to use Reviewed on: 5th March 2024

Easy the easy credit card

Easy to apply, easy to use, easy to access account and app and make payments instantly Reviewed on: 5th March 2024

Easy application, fast decision and card arrived wit...

Easy application, fast decision and card arrived within 3 days. Easy to use app. Reviewed on: 5th March 2024

Great card all around and easy to handle

Great card all around and easy to handle Reviewed on: 5th March 2024

I have had no problem at all and if I have a questio...

I have had no problem at all and if I have a question to ask they are very helpful and professional. Reviewed on: 5th March 2024

Fabulous

Fab.. excellent customer service Reviewed on: 5th March 2024

Zopa - innovations in finance

I have used Zopa for several financial products over the years and have always found them user friendly and innovative. I currently have a credit card with them and they are great - timely reminders for payments, spending insights etc. My go-to company for financial matters. Reviewed on: 5th March 2024

Zopa are 10 out of 10

Zopa couldn’t have been more helpful in providing me with car finance and a credit card. The App is amazing, help at the touch of a button. I can see what is owed, when my payments are due, I can change my details all in the App, which saves wasted time on the telephone. I would definitely recommend to family and friends, I’d rate 10 out of 10. Well done Zopa Reviewed on: 5th March 2024

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