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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Friendly

Friendly fast service easy to understand Reviewed on: 5th March 2024

5 star Service

Zopa have been excellent in a problem I had with a seller I used my card at . Kept me informed along the way and returned the money to my account Reviewed on: 5th March 2024

You have been so helpful to me during my financial j...

You have been so helpful to me during my financial journey, so I will rate you very good to friends and families. Reviewed on: 5th March 2024

Bad credit instantly got loan approval

Bad credit instantly got loan approval Reviewed on: 5th March 2024

I am very happy to be with Zopa and it...

I am very happy to be with Zopa and it is a great time Reviewed on: 5th March 2024

Great communication and easy to use

Great communication and easy to use Reviewed on: 5th March 2024

Very good product, easy to use and great customer se...

Very good product, easy to use and great customer service!never had any issues with them and the 0 charges for overseas spending are a great bonus.the app is easy to use and also has a section which checks your credit score and gives you really helpful insights. Reviewed on: 5th March 2024

Easy to apply and get started.

Easy to apply and get started. Straight forward statements Reviewed on: 5th March 2024

Great app

Very easy app and great customer service Reviewed on: 5th March 2024

Great company very professional and good communicat...

Great company very professional and good communicationsfast easy application from start to finish with a fast replyAkso App is great Reviewed on: 5th March 2024

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