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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

All good

Very positive and helpful. Can't fault them for anything. Reviewed on: 5th March 2024

Seamless Credit Card Application Process

Zopa has got a seamless application process for their credit card and the you get everything done right on the app after signing up. Reviewed on: 5th March 2024

Great company to deal with very easy to apply, great...

Great company to deal with very easy to apply, great rates Reviewed on: 5th March 2024

Zopa credit card is just great

I joined zopa recently and i found them easy to apply for, very helpful and informative, and very easy to use when it comes to credit cards. I can recommend this company very highly, and im very pleased with the service they give me. Reviewed on: 5th March 2024

Good service,great team quick answers

Good service,great team quick answers Reviewed on: 5th March 2024

Nice experience and fast service

Nice experience and fast service Reviewed on: 5th March 2024

Works very well recommend this card

Works very well not had any problems at all Reviewed on: 5th March 2024

Zopa is the best credit card for improving your cred...

Zopa is the best credit card for improving your credit score Reviewed on: 5th March 2024

Oliver ichim

Foarte bună mulțumesc ca miati acordat Reviewed on: 5th March 2024

Great process, seamless.

Great process, seamless. Easy to apply and quick decision and delivery. Highly recommend Reviewed on: 5th March 2024

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