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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very helpful great service definitely recommend

Very helpful great service definitely recommend Reviewed on: 5th March 2024

Easy to use and great customer service.

Easy to use and great customer service. I ve never had a card which I don’t need to worry about with the high APR, Zopa are just fantastic. I ve not had any bad experiences with Zopa everything is great. Reviewed on: 5th March 2024

Great customer service, great app and overall a grea...

Great customer service, great app and overall a great product! Reviewed on: 5th March 2024

I have recently become a Zopa customer and it's been...

I have recently become a Zopa customer and it's been very hassle free. Reviewed on: 5th March 2024

Exselent company graet for lending

Exselent company graet for lending Reviewed on: 5th March 2024

Excellent experience with processing request

Excellent experience with processing request Reviewed on: 5th March 2024

I never had a problem with Zopa or had too call cust...

I never had a problem with Zopa or had too call customer services Reviewed on: 5th March 2024

Have car finance and credit card with zopa so easy t...

Have car finance and credit card with zopa so easy to monitor my finance with the app Reviewed on: 5th March 2024

Always had fast and efficient customer service

Always had fast and efficient customer service Reviewed on: 5th March 2024

I've been with Zopa for than 6 months but all my dea...

I've been with Zopa for than 6 months but all my dealings as been good Reviewed on: 5th March 2024

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