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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

User friendly app with a lot of offers and opportuni...

User friendly app with a lot of offers and opportunities with savings Reviewed on: 5th March 2024

So simple to use

Only just got my credit card, app is so simple to use,definitely recommend. Reviewed on: 5th March 2024

Proud to Zopa

Very helpful with constant updates on transactions. Reviewed on: 5th March 2024

Brilliant from the start no problems whatsoever

Brilliant from the start no problems whatsoever Reviewed on: 5th March 2024

Very good service and I’m really happy with it.

Very good service and I’m really happy with it. Thank you Reviewed on: 5th March 2024

It was very easy to apply and the application and pr...

It was very easy to apply and the application and process was easy to follow Reviewed on: 5th March 2024

I use this card most time it’s very easy to...

I use this card most time it’s very easy to top up Reviewed on: 5th March 2024

Fast and Resourceful

It was a fast and resourceful positive outcome with all the application process with good customer service to rely on for excellent support. Reviewed on: 5th March 2024

My Credit Card

I love my Zopa card it gives me a little financial freedom and I’m grateful for that. Thanks ZOPA Reviewed on: 5th March 2024

It was easy to apply and interest rate affordable.

It was easy to apply and interest rate affordable. Reviewed on: 5th March 2024

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