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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

It was so easy no stress when I applied

It was so easy no stress when I applied Reviewed on: 5th March 2024

Great service and really has helped my credit score.

Great service and really has helped my credit score. Reviewed on: 5th March 2024

good credit card no problem great company to be with...

good credit card no problem great company to be with Reviewed on: 5th March 2024

Brilliant never had no trouble best card iv used

Brilliant never had no trouble best card iv used Reviewed on: 5th March 2024

Zopa is such a slick credit card, it has a great app...

Zopa is such a slick credit card, it has a great app, regular limit increases and so easy to pay. I love how they can invoke 3rd party open banking too so can get an insight of me as a true customer and my behaviours. Best credit card I’ve ever had! Reviewed on: 5th March 2024

Plain and simple, no hassle.

Plain and simple, no hassle. Everything is simplified. Reviewed on: 5th March 2024

It really helped to increase my credit rating.

It really helped to increase my credit rating. Reviewed on: 5th March 2024

Experience

My experience with Zopa credit card is been great. I am enjoying it. I always get notifications to stay updated how much I have spent and when is my payment due which is quite helpful. Reviewed on: 5th March 2024

Excellent customer and friendly service

Excellent customer and friendly service Reviewed on: 5th March 2024

Excellent company to deal with very easy to use the...

Excellent company to deal with very easy to use the website and use the card. Reviewed on: 5th March 2024

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