Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Interest rate is too high it should be less tht peop...

Interest rate is too high it should be less tht people can go for more money Reviewed on: 5th March 2024

Zopa has been exce services

Zopa has been excellent in their services,prompt to act when customers need any information and services,so far,they are the best,Thank you. Reviewed on: 5th March 2024

Seamless, effective and productive

Seamless, effective and productive Reviewed on: 5th March 2024

It's good and easy five star recommended to all

It's good and easy five star recommended to all Reviewed on: 5th March 2024

Excellent service and credit limit

Excellent service and credit limit Reviewed on: 5th March 2024

Very pleased with the experience

Very pleased with the experience Reviewed on: 5th March 2024

Easy application and easy to stay on top of things u...

Easy application and easy to stay on top of things using great Ap Reviewed on: 5th March 2024

Happy with there app as easy use

Happy with there app as easy use Reviewed on: 5th March 2024

Zopa credit card is very easy to use and with the ap...

Zopa credit card is very easy to use and with the app you can keep a track of your purchases and instantly check your balance excellent service Reviewed on: 5th March 2024

Very shortly waiting and then customer service call...

Very shortly waiting and then customer service call smooth. Reviewed on: 5th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Marbles Credit Card
from NewDay 4.31 from 542 reviews
Select Credit Card
from Nationwide 3.62 from 13 reviews
Hilton Honors Credit Card
from Barclaycard 4.10 from 11 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub