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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa is a top notch credit card provider

Zopa is a top notch credit card provider Reviewed on: 5th March 2024

Just very easy to use and very clear to operate.

Just very easy to use and very clear to operate. Would definitely let my family and friends know about this company best one around Reviewed on: 5th March 2024

Zopa is a fantastic credit card and a really helpful...

Zopa is a fantastic credit card and a really helpful support team Reviewed on: 5th March 2024

Fantastic stress free service

Fantastic stress free service from start to finish the application process was floorless. Reviewed on: 5th March 2024

The app is easy to use.

The app is easy to use. I enjoy using the card for my day to day spending. Reviewed on: 5th March 2024

Great credit card

Great app to check your credit card and always informative with emails. Easy to manage and pay a little extra when you can. Reviewed on: 5th March 2024

Very helpful and transparent

Very helpful and transparent information and advice. App is useful and intuitive. Reviewed on: 5th March 2024

Good service

Good service and very easy to use. Reviewed on: 5th March 2024

5-star service

Zopa is an incredible company that makes all the process related to credit cards fast and safe. Reviewed on: 5th March 2024

Good service was easy and quick to set up

Good service was easy and quick to set up Reviewed on: 5th March 2024

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