Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

They have treated me well and quickly no problems wh...

They have treated me well and quickly no problems what so ever Reviewed on: 5th March 2024

Very easy to set up and easy to use and...

Very easy to set up and easy to use and repay Reviewed on: 5th March 2024

Excellent service

I’ve never had any problems with my card. The whole experience has been excellent Reviewed on: 5th March 2024

Zopa is like a shop for financial services it can be...

Zopa is like a shop for financial services it can become one stop shop. Reviewed on: 5th March 2024

Friendly staff very helpful and happy to help

Friendly staff very helpful and happy to help Reviewed on: 5th March 2024

Easy to deal with .

Easy to deal with ..always helpful and has the customer at the forefront Reviewed on: 5th March 2024

Easy to talk to with a great app

Easy to talk to with a great app Reviewed on: 5th March 2024

Always had a good experience with Zopa

Always had a good experience with Zopa Reviewed on: 5th March 2024

Brilliant

Customer service team are magnificent,very professional friendly and helpful Reviewed on: 5th March 2024

Very good rate, the minimum payment is so low.

Very good rate, the minimum payment is so low. Reviewed on: 5th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Charge Card
from American Express 4.20 from 24 reviews
Opus Credit Card
from NewDay 4.03 from 3 reviews
Choice Rewards Credit Card
from Lloyds Bank 4.17 from 14 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub