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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

helping me gain control of my finacses

helping me gain control of my finacses Reviewed on: 5th March 2024

Excellent service excellent product

Excellent service excellent product Reviewed on: 5th March 2024

They have always been very helpful when I have got I...

They have always been very helpful when I have got InTouch explained everything clearly they always put the customer needs first Reviewed on: 5th March 2024

I’ve had no issues with this provider and they keep...

I’ve had no issues with this provider and they keep you well informed on everything Reviewed on: 5th March 2024

Very easy to use and the app let's me know exactly w...

Very easy to use and the app let's me know exactly where I am . Reviewed on: 5th March 2024

Zopa is one of the best credit cards I have...

Zopa is one of the best credit cards I have ever had Reviewed on: 5th March 2024

Mr j w cowan

Good good luck good good good good Reviewed on: 5th March 2024

An excAnellent card

An excellent card and easy to monitor Reviewed on: 5th March 2024

It is Great wonderful lovely card recommend...

It is Great wonderful lovely card ☺️ would recommend Reviewed on: 5th March 2024

Great service from Zopa, easy to navigate there apps...

Great service from Zopa, easy to navigate there apps and services Reviewed on: 5th March 2024

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