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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy app to use & customer service is fantastic

Easy app to use & customer service is fantastic Reviewed on: 5th March 2024

I've always been happy 1st credit card to give me a...

I've always been happy 1st credit card to give me a chance highly recommended give it a go you never know amazing company Reviewed on: 5th March 2024

If I have a problem they all way are very good and h...

If I have a problem they all way are very good and helpful with anything Reviewed on: 5th March 2024

Great product, no complaints!

Great product, no complaints! Good communication, regular review of credit limit. Easy online comms too Reviewed on: 5th March 2024

Great service and very easy to speak to.

Great service and very easy to speak to. Reviewed on: 5th March 2024

Excellent card service and customer service

Excellent card service and customer service Reviewed on: 5th March 2024

Great Company.

Informative company , keeps you updated about products, any changes.Sends you information about credit balances, payment amounts due . Great service Reviewed on: 5th March 2024

warm reception and assistance.

Had warm reception and prompt assistance. Reviewed on: 5th March 2024

Excellent company friendly service

Excellent company friendly service Reviewed on: 5th March 2024

Always helpful and supportive, amazing app!

Always helpful and supportive, amazing app! Just great? Reviewed on: 5th March 2024

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