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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very helpful and polite and get things done

Very helpful and polite and get things done Reviewed on: 5th March 2024

Good value

Good value and good service and very happy Reviewed on: 5th March 2024

Zopa is fantastic, I get reminders of when my paymen...

Zopa is fantastic, I get reminders of when my payment is due, which ensures there's no additional charges. I have the choice to increase my credit which again is great. Not like other creditors who do this without notice. Reviewed on: 5th March 2024

I was impressed that you were taking my circumstance...

I was impressed that you were taking my circumstances to consideration before increasing my limit, and I felt like you were concern not to increase it too early. Reviewed on: 5th March 2024

Great App

Really great app which allows me to keep an eye on everything. Easy to contact if I need to. Reviewed on: 5th March 2024

Great and excellent team to deal with

Great and excellent team to deal with Reviewed on: 5th March 2024

Easy to use app, great customer service and fast del...

Easy to use app, great customer service and fast delivery of products Reviewed on: 5th March 2024

Zopa great service, realistic increases in credit an...

Zopa great service, realistic increases in credit and great customer service. Reviewed on: 5th March 2024

Great credit card good interest rate

Great credit card good interest rate Reviewed on: 5th March 2024

Just wonderful excellent service

Just wonderful excellent service Reviewed on: 5th March 2024

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