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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Very responsible lender with fair APR

Very responsible lender with fair APR Reviewed on: 5th March 2024

Always great customer service, I’ve never had a prob...

Always great customer service, I’ve never had a problem with them at all. Reviewed on: 5th March 2024

Great credit card company.

Great credit card company. Very easy to get hold of Reviewed on: 5th March 2024

Very straightforward bank no fuss

Very straightforward bank no fuss Reviewed on: 5th March 2024

Would recommend!

Great app and support. Great communication. Reviewed on: 5th March 2024

Would recommend.

Very easy process to set up and update. Good communication and offers. Great to build up your credit score and lending amount. I would recommend to others. Reviewed on: 5th March 2024

My opinion

Credit limit not so good? I have good use of my card but sometime I find I have to use other means of pay because the credit limit is so low Reviewed on: 5th March 2024

Excellent customer service was provided

Excellent customer service was provided Reviewed on: 5th March 2024

Excellent customer service.

Excellent customer service. Helpful staff and very supportive Reviewed on: 5th March 2024

Brilliant service , customer services good

Brilliant service , customer services good Reviewed on: 5th March 2024

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