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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Easy to navigate app all information clear and concise

Easy to navigate app all information clear and concise Reviewed on: 5th March 2024

Easy to use the app and get a card, smooth...

Easy to use the app and get a card, smooth application Reviewed on: 5th March 2024

I like using Zopa credit card when I need it.

I like using Zopa credit card when I need it. Easy to used. Reviewed on: 5th March 2024

I've had no issues.

I've had no issues. Not had any cause to contact them yet. Reviewed on: 5th March 2024

Very easy process, although still informative

Very easy process, although still informative and consumer in mind system, Reviewed on: 5th March 2024

Very pleased with the great service and fantastic in...

Very pleased with the great service and fantastic interest rates for my credit score. Reviewed on: 5th March 2024

Excellent no complaints, very easy to manage.

Excellent no complaints, very easy to manage.. Reviewed on: 5th March 2024

Zopa excellent service

Excellent company, there staff are friendly and wanting to be as helpful as they can be Reviewed on: 5th March 2024

Keep me updated with any changes

Keep me updated with any changes Reviewed on: 5th March 2024

Just a good service.

Just a good service. for a credit card lender. Reviewed on: 5th March 2024

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