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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Really helpful customer service,app is easy to use

Really helpful customer service,app is easy to use Reviewed on: 5th March 2024

Nice and easy

I’ve had no problems using the card it’s very easy to set up. The only downside to it is I can’t change the pin so I need to go into my phone to generate pin each time when I asked for pin but in the way that’s good security Reviewed on: 5th March 2024

Great card great customer support

Great card great customer support Reviewed on: 5th March 2024

Great customer service, easy to use App and payment...

Great customer service, easy to use App and payment reminders are excellent, cam not fault Zopa at all, they Care for their customes. Reviewed on: 5th March 2024

Great application process.

Great application process. Modern easy to use app. Reviewed on: 5th March 2024

Very good.

Good. The communications is excellent Reviewed on: 5th March 2024

Was easy from start to finish and the app is very us...

Was easy from start to finish and the app is very user friendly Reviewed on: 5th March 2024

Been a smooth journey so far and reliable

Been a smooth journey so far and reliable Reviewed on: 5th March 2024

Excellent from start to finish would definitely reco...

Excellent from start to finish would definitely recommend to others Reviewed on: 5th March 2024

They are amazing and sensitive to their customer's n...

They are amazing and sensitive to their customer's needs in every possible way. Reviewed on: 5th March 2024

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