Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43472 reviews)

View other Zopa products

4.94

Based on 43,472 reviews, last reviewed 12th Mar 2026

154750% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

I've been using zopa for some time now. I've been using zopa for some time now. Gives me peace of mind, goof rates, app wotks very well, easy to navigate through and control your spending a... Read more Reviewed on: 12th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43472)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

It’s a very good card to have and makes managing mon...

It’s a very good card to have and makes managing money easier Reviewed on: 6th March 2026

Very easy no fuss, easy to use app

Very easy no fuss, easy to use app Reviewed on: 6th March 2026

I had a good experience with the customer service du...

I had a good experience with the customer service during my call Reviewed on: 6th March 2026

Very easy and convenient and I take it with me where...

Very easy and convenient and I take it with me wherever I go! Reviewed on: 6th March 2026

Easy to use and navigate.

Easy to use and navigate. I was looking for a card that would help me build my credit score and I found it. Reviewed on: 6th March 2026

Zoopa helps me stay tracked of my finances and the c...

Zoopa helps me stay tracked of my finances and the customer service is superb. The interest rate is not draining too. Reviewed on: 6th March 2026

My experience with Zopa has been good

My experience with Zopa has been good Reviewed on: 6th March 2026

The app is so easy to use and it provides everything...

The app is so easy to use and it provides everything you need Reviewed on: 6th March 2026

Great service and gives people a chance with poor cr...

Great service and gives people a chance with poor credit Reviewed on: 6th March 2026

Top Service

the service has been excellent , especially the communication and use of my card Reviewed on: 6th March 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Hilton Honors Credit Card
from Barclaycard 4.17 from 11 reviews
Platinum Credit Card
from Lloyds Bank 4.03 from 52 reviews
Credit card
from Jaja Finance 1.36 from 144 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1535 reviews
Current account
from Zopa 4.94 from 5944 reviews
Smart Saver
from Zopa 4.94 from 8041 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub