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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

The card I would recommend to my mates

Zopa is so convenient and the app so easy to use. Unlike some cards I will not mention Zopa instantly adjusts your balance as soon as you make a payment. Also I find Zopa doesn’t pressurize you into taking a credit increase, they do offer you them from time to time only after carefully monitoring your account and then it’s up to you to decide. Reviewed on: 7th March 2026

Friendly and esy service.

Friendly and esy service.Fantantic timely customer service anytime and all the time.Politeness is built in all their stuff members. I would rate them very greatly as a financial services provider.I would always turn to them in case of finances problems and be assired help will be at handy Reviewed on: 7th March 2026

Really good card

Really good card to have excellent to use for holidays or everyday use Reviewed on: 7th March 2026

Best good excellent

Best good they provide loan , credit cards is good Reviewed on: 7th March 2026

so easy online

Since using zopa, never had an issue and working with them online is so easy. Dealing online with my bank is seamless Reviewed on: 7th March 2026

Brilliant

Everything was dealt with without any hassle,fast to set up and explanations of everything as you went along. Reviewed on: 7th March 2026

Always happy with how easy everything is

Always happy with how easy everything is Reviewed on: 7th March 2026

Value for money

Good service very kind and helpful Reviewed on: 7th March 2026

The best

The app makes everything easy.. you have all the information at fingertips, from balances to payments. Reviewed on: 7th March 2026

So easy to apply and the app easy to keep track of s...

So easy to apply and the app easy to keep track of spending Reviewed on: 7th March 2026

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