Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

My Credit Card

I love my Zopa card it gives me a little financial freedom and I’m grateful for that. Thanks ZOPA Reviewed on: 5th March 2024

It was easy to apply and interest rate affordable.

It was easy to apply and interest rate affordable. Reviewed on: 5th March 2024

It was so easy no stress when I applied

It was so easy no stress when I applied Reviewed on: 5th March 2024

Great service and really has helped my credit score.

Great service and really has helped my credit score. Reviewed on: 5th March 2024

good credit card no problem great company to be with...

good credit card no problem great company to be with Reviewed on: 5th March 2024

Brilliant never had no trouble best card iv used

Brilliant never had no trouble best card iv used Reviewed on: 5th March 2024

Zopa is such a slick credit card, it has a great app...

Zopa is such a slick credit card, it has a great app, regular limit increases and so easy to pay. I love how they can invoke 3rd party open banking too so can get an insight of me as a true customer and my behaviours. Best credit card I’ve ever had! Reviewed on: 5th March 2024

Plain and simple, no hassle.

Plain and simple, no hassle. Everything is simplified. Reviewed on: 5th March 2024

It really helped to increase my credit rating.

It really helped to increase my credit rating. Reviewed on: 5th March 2024

Experience

My experience with Zopa credit card is been great. I am enjoying it. I always get notifications to stay updated how much I have spent and when is my payment due which is quite helpful. Reviewed on: 5th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card (discontinued)
from Tandem 4.65 from 358 reviews
123 credit card (discontinued)
from Santander 4.22 from 162 reviews
Credit card
from Debenhams 4.14 from 15 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub