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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent customer and friendly service

Excellent customer and friendly service Reviewed on: 5th March 2024

Excellent company to deal with very easy to use the...

Excellent company to deal with very easy to use the website and use the card. Reviewed on: 5th March 2024

Interest rate is too high it should be less tht peop...

Interest rate is too high it should be less tht people can go for more money Reviewed on: 5th March 2024

Zopa has been exce services

Zopa has been excellent in their services,prompt to act when customers need any information and services,so far,they are the best,Thank you. Reviewed on: 5th March 2024

Seamless, effective and productive

Seamless, effective and productive Reviewed on: 5th March 2024

It's good and easy five star recommended to all

It's good and easy five star recommended to all Reviewed on: 5th March 2024

Excellent service and credit limit

Excellent service and credit limit Reviewed on: 5th March 2024

Very pleased with the experience

Very pleased with the experience Reviewed on: 5th March 2024

Easy application and easy to stay on top of things u...

Easy application and easy to stay on top of things using great Ap Reviewed on: 5th March 2024

Happy with there app as easy use

Happy with there app as easy use Reviewed on: 5th March 2024

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