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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Zopa credit card is very easy to use and with the ap...

Zopa credit card is very easy to use and with the app you can keep a track of your purchases and instantly check your balance excellent service Reviewed on: 5th March 2024

Very shortly waiting and then customer service call...

Very shortly waiting and then customer service call smooth. Reviewed on: 5th March 2024

Zopa is a top notch credit card provider

Zopa is a top notch credit card provider Reviewed on: 5th March 2024

Just very easy to use and very clear to operate.

Just very easy to use and very clear to operate. Would definitely let my family and friends know about this company best one around Reviewed on: 5th March 2024

Zopa is a fantastic credit card and a really helpful...

Zopa is a fantastic credit card and a really helpful support team Reviewed on: 5th March 2024

Fantastic stress free service

Fantastic stress free service from start to finish the application process was floorless. Reviewed on: 5th March 2024

The app is easy to use.

The app is easy to use. I enjoy using the card for my day to day spending. Reviewed on: 5th March 2024

Great credit card

Great app to check your credit card and always informative with emails. Easy to manage and pay a little extra when you can. Reviewed on: 5th March 2024

Very helpful and transparent

Very helpful and transparent information and advice. App is useful and intuitive. Reviewed on: 5th March 2024

Good service

Good service and very easy to use. Reviewed on: 5th March 2024

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Want to see more from Zopa?

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