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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Zopa for me

Great rates helps you build your credit score . Great savings. Good communication great App Reviewed on: 7th March 2026

Good Credit Card.

Good Credit Card. They dont keep calling u Reviewed on: 7th March 2026

Zoppa is a excellent bank i have never had any probl...

Zoppa is a excellent bank i have never had any problems atall. Great service Reviewed on: 7th March 2026

I find that using the card easy to use and wgen i p...

I find that using the card easy to use and wgen i phone up i find the people very friendlly to talk to Reviewed on: 7th March 2026

Applied was informed straight away that had been suc...

Applied was informed straight away that had been successful and credit limit. Card was delivered in 4 days Reviewed on: 7th March 2026

No issues at all very good customer service and very...

No issues at all very good customer service and very reliable Reviewed on: 7th March 2026

LifelineWas so easy to apply and very smooth.

Was so easy to apply and very smooth. Reviewed on: 7th March 2026

I have the power to stay in control

Zopa has been my go to for loans because of their manageable and fair terms, their easy to use app makes following my repayments easy and that makes me feel good about my money which makes me feel good about myself. I have the power to stay in control and I love it! Reviewed on: 7th March 2026

Easy to use app, great service, excellent rates

Easy to use app, great service, excellent rates Reviewed on: 7th March 2026

It was avery easy and u had my money in my bank with...

It was avery easy and u had my money in my bank with 10 mins. Reviewed on: 7th March 2026

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