Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

View other Zopa products

4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

This is the one to have

Zopa are a brilliant company to work with. They understand the needs of their customers and have made the management of the card very easy indeed. Everything is explained and simple to do Reviewed on: 5th March 2024

Fantastic company

This company has been fantastic with their up to date financial information.The Web site is so easy to use. Reviewed on: 5th March 2024

Excellent service and great customer service very he...

Excellent service and great customer service very helpful Reviewed on: 5th March 2024

Zopa made it so easy to apply for my credit card

Zopa made it so easy to apply for my credit card Reviewed on: 5th March 2024

Fabulous!

Easy to use. Great customer service. Reviewed on: 5th March 2024

Good friendly customer service and very understandin...

Good friendly customer service and very understanding and helpful Reviewed on: 5th March 2024

Easy to use app.

Easy to use app. Make payments straight away. Always prompt excellent customer service. Reviewed on: 5th March 2024

USER FRIENDLY APP .

USER FRIENDLY APP .Very quick response from custumer care Reviewed on: 5th March 2024

Great card ,easy application approval and customer s...

Great card ,easy application approval and customer service. Reviewed on: 5th March 2024

Great overall card

Used my card on various holidays with no exchange rate fees added. Reasonable and affordable interest rate. Good communication to inform me of any changes to terms and conditions. Reviewed on: 5th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from M&S Bank - Marks and Spencer 3.71 from 206 reviews
Credit card
from 118 118 Money 4.73 from 5644 reviews
Partnership credit card
from John Lewis 2.09 from 902 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.83 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub