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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44350 reviews)

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4.87

Based on 44,350 reviews, last reviewed 22nd Jul 2026

99% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

very nice service i like zopa all service i love zop... very nice service i like zopa all service i love zopa bank and very quick any problem slow great work i refer to my friends Reviewed on: 22nd July 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44350)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Excellent company with good credit given.

Excellent company with good credit given. Reviewed on: 5th March 2024

Zopa have always been great at helping me when I nee...

Zopa have always been great at helping me when I needed finance assistance Reviewed on: 5th March 2024

Overall very happy with the Zopa Credit Card and hig...

Overall very happy with the Zopa Credit Card and highly recommended as easy to access online website and very user friendly in all areas and I would definitely take benefit and apply for a credit card and be a happy customer. Reviewed on: 5th March 2024

Great updates and communication

Great that an expenditure comes through on my device strsight away Reviewed on: 5th March 2024

Fantastic service

Fantastic service speedy delivery of card. Instant repayment on card. Easy to use app and keep track of spending. Reviewed on: 5th March 2024

One of the best Credit cards i have used

One of the best Credit cards i have used Reviewed on: 5th March 2024

Very good will tell more people have told a lot of p...

Very good will tell more people have told a lot of people Reviewed on: 5th March 2024

Very good and excellent service with a good easy to...

Very good and excellent service with a good easy to use card Reviewed on: 5th March 2024

No hassle, easy to use, excellent service

No hassle, easy to use, excellent service Reviewed on: 5th March 2024

Happy chappy card

Had no problems accessing credit off my card. No hassle with payment. Nice card to have especially if you need that money boost. Reviewed on: 5th March 2024

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