Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Honest and genuine company

Everything is there to see to. Nothing is hidden. All straight forward and easy to understand Reviewed on: 5th March 2024

Easy to use app & fantastic interest rates

Easy to use app & fantastic interest rates Reviewed on: 5th March 2024

Top notch

Credit & financial control made simple and easy Reviewed on: 5th March 2024

Easy to use good service rate is good also

Easy to use good service rate is good also Reviewed on: 5th March 2024

Good flexi card provider, easy app to use and friend...

Good flexi card provider, easy app to use and friendly customer service Reviewed on: 5th March 2024

Great Company & Great App.

Great Company & Great App. Easy to set up with nothing Hidden & no surprises. Good rates and outstanding customer service. Reviewed on: 5th March 2024

Great card easy to register good interest rates I wo...

Great card easy to register good interest rates I would definitely recommend it to my friends &family. Reviewed on: 5th March 2024

Great service and application easy to use.

Great service and application easy to use. Reviewed on: 5th March 2024

Five star

Honest and no nonsense service professional staff Reviewed on: 5th March 2024

Great service

I have used this card for almost 2 years. Absolutely fantastic Reviewed on: 5th March 2024

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Marbles Credit Card
from NewDay 4.31 from 542 reviews
Credit card
from The Co-operative Bank 3.83 from 36 reviews
Credit card
from Chase Bank 4.81 from 383 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub