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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Overall very happy with the Zopa Credit Card and hig...

Overall very happy with the Zopa Credit Card and highly recommended as easy to access online website and very user friendly in all areas and I would definitely take benefit and apply for a credit card and be a happy customer. Reviewed on: 5th March 2024

Great updates and communication

Great that an expenditure comes through on my device strsight away Reviewed on: 5th March 2024

Fantastic service

Fantastic service speedy delivery of card. Instant repayment on card. Easy to use app and keep track of spending. Reviewed on: 5th March 2024

One of the best Credit cards i have used

One of the best Credit cards i have used Reviewed on: 5th March 2024

Very good will tell more people have told a lot of p...

Very good will tell more people have told a lot of people Reviewed on: 5th March 2024

Very good and excellent service with a good easy to...

Very good and excellent service with a good easy to use card Reviewed on: 5th March 2024

No hassle, easy to use, excellent service

No hassle, easy to use, excellent service Reviewed on: 5th March 2024

Happy chappy card

Had no problems accessing credit off my card. No hassle with payment. Nice card to have especially if you need that money boost. Reviewed on: 5th March 2024

I've been using Zopa for around three years now.

I've been using Zopa for around three years now. Excellent service! No hidden charges and great customer service. Thanks for the helping hand in building better credit ☺️ Reviewed on: 5th March 2024

It's an excellent experience for using Zopa services!

It's an excellent experience for using Zopa services! I recommend with confidence! Reviewed on: 5th March 2024

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